Guide
How much does Fansly take? The full breakdown
Fansly takes 20% of everything. What that actually means for your take-home once payment processing, payout methods and currency conversion are accounted for is a different number.
Disclosure: some links on this page are referral links. If you sign up through one we may be paid a commission by the platform, at no extra cost to you. We rank platforms on their terms, not their payouts — here is how.
The short answer
Fansly takes 20%. You keep 80%.
That applies to subscriptions, tips and pay-per-view content alike. There is no promotional rate, no volume tier, and no variation by content type — the split on your first dollar is the split on your hundred thousandth.
What that looks like in practice
| Gross earnings | Fansly takes | You keep |
|---|---|---|
| $500 | $100 | $400 |
| $1,000 | $200 | $800 |
| $3,000 | $600 | $2,400 |
| $10,000 | $2,000 | $8,000 |
How it compares
Identically to almost everything else, which is the part worth internalising.
| Platform | Best for | You keep | Minimum payout | Referral window | Discovery | Visit platform |
|---|---|---|---|---|---|---|
| LoyalFans | Best for referral income | 80% Reported | $50 Reported | Lifetime Reported | Limited but real | Visit (opens on loyalfans.com in a new tab) |
| Fanvue | Best terms in year one | 80% Official 85% for the first 12 months for newly signed-up creators | Varies by withdrawal method — not published Official | 12 months Official | Effectively none | Visit (opens on fanvue.com in a new tab) |
| Fansly | Best for getting discovered | 80% Reported | $20 Reported | 12 months Disputed | Strongest of the four | Visit (opens on fansly.com in a new tab) |
| OnlyFans | Best for reaching fans | 80% Reported | $20 Reported | 12 months Reported | Weak | Visit (opens on onlyfans.com in a new tab) |
OnlyFans takes 20%. LoyalFans takes 20%. Fansly takes 20%. The 80/20 split is a category convention rather than a competitive variable, and any page that ranks these platforms on their fees is not telling you anything useful.
The single exception is Fanvue, which runs a promotional 15% for a newly signed-up creator’s first 12 months. On $3,000 a month, that is $150 a month more in your pocket, or about $1,800 across the year — after which Fanvue also charges 20%.
Promotional is not permanent
Fanvue’s earnings policy describes promotional rates as something it may “introduce, update, extend, reduce, or withdraw”, and the cohort that joined on 85% in 2022 has already been transitioned to the standard 80%. Treat it as a first-year discount rather than as the terms.
The costs that are not in the 20%
The commission is the headline, not the total. Three things come out of your 80%.
Payout method fees. Bank transfers, Paxum and crypto withdrawals each carry their own costs, and they vary by country and provider. Fansly does not absorb these.
Currency conversion. If you earn in dollars and are paid into a non-dollar account, someone takes a spread on the conversion, and it is not the platform. This is frequently larger than the payout fee and almost always overlooked.
Chargebacks. A reversed transaction takes back your share as well as the platform’s. Low volume for most creators, but not zero.
On $3,000 a month these typically total tens of dollars rather than hundreds. Worth knowing about, not worth reorganising around — and worth comparing payout methods once, properly, rather than accepting the default.
Payouts
A $20 minimum, weekly or on-request payouts after a pending period, and bank transfer, Paxum or cryptocurrency depending on your country.
The practical caveat is timing rather than cost. Fansly’s verification and support queues slow noticeably during growth spurts, so complete verification fully when you join rather than discovering a problem the week you need money out.
What actually changes your take-home
Since the commission is fixed and identical across platforms, it is the wrong thing to optimise. What moves the number:
Mix. Tips and pay-per-view carry the same 20% as subscriptions but are not capped by a monthly price. Creators who earn well on Fansly generally earn more from messaging and unlocks than from subscription revenue.
Pricing. Most creators price their subscription wrong initially, usually too low. Fansly supports multiple tiers on one profile, so testing a higher tier costs you an afternoon rather than a migration.
Free-tier funnels. A free profile with paid unlocks converts a fraction of a larger audience, which frequently beats a smaller audience behind a paywall. This is the mechanic Fansly is built for and the reason it suits creators still building.
Platform count. Adding a second platform on better first-year terms raises your blended rate without touching what you charge — see the second platform guide.
Related reading
Common questions
How much does Fansly take from creators?
Twenty percent of gross earnings. You keep 80%. The commission applies uniformly across subscriptions, tips and pay-per-view content, with no promotional rate and no volume tier, so the split is the same on your first dollar and your hundred thousandth.
Does Fansly take less than OnlyFans?
No — they are identical. Both take 20%. Fansly's advantages over OnlyFans are discovery, subscription tiers and free-tier profiles, not the fee. Any comparison that claims Fansly is cheaper is wrong.
What is the minimum payout on Fansly?
Twenty dollars, the same as OnlyFans. Payouts are issued weekly or on request after a pending period, via bank transfer, Paxum or cryptocurrency depending on your country.
Are there hidden fees on Fansly?
Not hidden, but not counted in the 20% either. Your payout method may charge its own fee, and if you are paid in a currency other than the one you earn in, conversion costs come out of your side. On $3,000 a month these typically amount to tens of dollars rather than hundreds, but they are real and they are yours.
How can I pay less commission?
On Fansly, you cannot — there is no negotiation, tier or discount. The only platform of the four that charges less is Fanvue, at 15% for a newly signed-up creator's first 12 months, reverting to 20% after that. Beyond the split, the lever that actually moves your take-home is pricing and mix, not commission.